SIP Calculator
Monthly investment (₹)
Expected Return (%)
Time period
Year
Calculate
Total-
InvestedNaN
Gain-
View recommended mutual fund portfolio
You can customise the portfolio and analyse it in-depth before you investWhat are different mutual fund calculators?
Mutual fund investments are mainly classified into two categories - Systematic Investment Plan (SIP) and Lumpsum investments. A Lumpsum investment is made when an investor invests a significant amount of money at once. Meanwhile, in SIP, an investor invests a small amount of money regularly in a disciplined manner. A mutual fund calculator can help you estimate returns on your investments. Here, we discuss the two mutual fund calculators.SIP Calculator
SIP calculator is a tool that allows investors and individuals to estimate the mutual fund returns on the investments made using the SIP (Systematic Investment Plan). In other words, this mutual fund SIP calculator is an online tool that allows users to calculate the SIP amount to reach their financial goals based on an expected annual return.Lumpsum Calculator
A lumpsum calculator is a tool that helps you to get an estimated return on your total investment. You need to fill in a few necessary details like the amount that you have invested (or want to invest), the time period for which you will hold your investment and the rate of return that you are expecting from the particular mutual fund scheme to get an estimate of the returns.How does the SIP and Lumpsum Calculators work?
Using the SIP calculator is very easy and convenient to calculate the returns on mutual fund investments. You are required to enter several metrics to find the exact return, such as the investment amount, duration of the investment, frequency of the investment, and the expected returns. The SIP investment return calculator is designed on the compound interest formula. The compound interest is very powerful in accumulating and compounding the mutual fund returns. Using the SIP and lumpsum calculator allows you to estimate the potential gains difference between the mutual fund returns and the fixed deposits.A lumpsum mutual fund calculator helps you determine the estimated returns of investment made in a mutual fund scheme. To provide you with an estimated maturity value, the mutual fund lumpsum calculator requires three inputs:1. Amount you have invested (or willing to invest)2. The period of investment, i.e., how long you are going to stay invested3. The rate of return that you expect from the mutual fund scheme.
The lumpsum mutual fund calculator will then show you the returns based on inputs. Hence, this can also be called the lumpsum return calculator.How are SIP Returns Calculated?
The formula used in the SIP calculator to calculate the expected returns is as follows:FV = P [ (1+i) ^ n-1] * (1+i) / iHere, FV = Future value or the amount you will receive at the time of maturity of the investment.P = Principal amount you invested through SIPi = Compounded rate of returnr = Expected rate of returni = Compounded rate of returnn = Investment duration in monthsExample:Suppose you want to invest INR 2,000 monthly for 24 months. You expect an annual rate of return of 12%.Let's calculate:
FV = 2000 * [(1 + 0.01) ^ 24-1] * (1+0.01) / 0.01.After calculation, you will receive INR 54,486 at maturity.You can always use Sigfyn online SIP and Lumpsum calculator to estimate your potential returns from your investments. We can help you plan your investment journey with us!Frequently Asked Questions
What is the lumpsum mutual fund calculator?
What is the mutual fund SIP calculator?
Benefits of using SIP calculator
Top 5 Mutual Funds
Mutual Fund Companies
Types of Mutual Funds
Calculators
Company
Standard Disclaimer: Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. Past Performance is not an indicator of future returns.Our take on Disclaimer: Investing is risky, but not participating in markets may lead to greater losses. Key to success is asset allocation, discipline, and avoiding bad choices. Embrace market fluctuations, stick to your plan, and curb greed for steady and healthy growth.Company Name: Sigfyn Financial Service Private LimitedCIN: U72900KA2021PTC151908 | GST: 29ABGCS8697D1ZNCompany Registered Address: WeWork Latitude, RMZ Latitude Commercial, Bellary Road, Hebbal, Bangalore, Karnataka 560024
Registered with Association of Mutual Funds of India (ARN-254976)
Contact Email: contact@sigfyn.comContact Phone: +91 636 4332 100© 2025 Sigfyn Financial Services Private Limited