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Wealth-management concepts you should understand — every week, long form, with the math. So when Sigfyn says “rebalance,” you know why.
Cut Remittance TCS To 0.5 Percent
Reduce the upfront tax hit on foreign tuition fees using formal loans.
Avoid Fully Taxable Retirement Annuities
Prevent 30% tax leakage on your mandatory 40% NPS exit corpus.
Match Target Maturity Funds To Goals
Eliminate duration risk by syncing fund maturity with your specific goal date.
Secure Section 80D Parent Deductions
Validate the audit trail to claim the full ₹50,000 health insurance benefit.
Stop Choosing IDCW Plan Options
Avoid slab-rate taxation on mutual fund payouts by switching to growth.
Rebalance With Inflows To Save Loads
Restore a target asset allocation using fresh capital to bypass exit loads and STCG.
Swap Liquid Funds For Overnight Safety
Eliminate credit and duration risk in an emergency corpus using overnight instruments.
Claim Extra 50k NPS Deduction
Utilize Section 80CCD(1B) to lower taxable income beyond the standard 80C limit.
The Sigfyn Brief — mathematical clarity, weekly.
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Full archive
- 01Jul 16Stagger Bonus Into AllocationsInvest
- 02Jul 16Capture Gains From Falling RatesInvest
- 03Jul 13Audit Portfolio For Mutual Fund OverlapOptimize
- 04Jul 10Build Passive Yield Via REITsInvest
- 05Jul 8Use Arbitrage Funds For Surplus CashInvest
- 06Jul 6Harvest Annual Equity LTCG ExemptionOptimize
- 07Jul 2Audit Post-Resignation EPF TaxabilityOptimize
- 08Jul 2Split Spousal Income For TaxOptimize
- 09Jun 30Sequence Drawdowns For LongevityRetire
- 10Jun 30Harvest Volatility-Driven Gains QuarterlyOptimize
- 11Jun 19Lock Inflation-Protected Yields EarlyInvest
- 12Jun 19Switch Dividend Funds Before Ex-DatesOptimize
- 13Jun 19Protect Large-Cap Overweights With PutsInvest
- 14Jun 19Align Spouse Conviction On Major CallsOptimize
- 15Jun 18Rebalance On Emotional AnchorsInvest